Our Investment Philosophy

• Seek capital appreciation over the long term through the ownership of high-quality stocks, bonds, and other investments 
• Invest in technically sound growth industries and sectors that have above-average capital growth potential while minimizing risk and volatility using relative strength
• Our equity allocation goal, when appropriate, over a full market cycle is to provide a real rate of return which will exceed the inflation index - Consumer Price Index (CPI) - by 5%*
• Dividend and interest income represent a portion of the expected total return

         *There is no guarantee this goal will be achieved. Changes in market conditions or a company’s financial condition may impact a company’s ability to continue to pay dividends, and companies may also choose to discontinue dividend payments. Asset allocation and diversification do not ensure a profit or help protect against loss.